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.footer{background:var(--navy);color:#ffffffbf;padding:56px 40px 28px}.footer-inner{max-width:1320px;margin:0 auto}.footer-grid{grid-template-columns:1fr auto 1fr;align-items:start;gap:18px;margin-bottom:32px;display:grid}.footer-newsletter{width:380px;margin-left:auto}.footer-cols-group{justify-content:center;gap:40px;display:flex}.footer-brand p{color:#ffffffbf;max-width:260px;margin-top:14px;font-size:13px;line-height:1.6}.footer-col h4{letter-spacing:1px;text-transform:uppercase;color:var(--gold);font-size:11px;font-weight:700;font-family:var(--heading);margin-bottom:14px}.footer-col a{color:#ffffffbf;transition:var(--transition);margin-bottom:7px;font-size:13px;text-decoration:none;display:block}.footer-col a:hover{color:var(--ghost)}.footer-newsletter{background:#ffffff0a;border:1px solid #ffffff14;border-radius:10px;padding:22px}.footer-newsletter h4{font-family:var(--heading);color:var(--pure);text-transform:none;letter-spacing:0;margin-bottom:6px;font-size:15px;font-weight:600}.footer-newsletter p{color:#ffffffbf;margin-bottom:12px;font-size:12px}.footer-newsletter-sub{margin-bottom:20px}.footer-newsletter-form{gap:8px;display:flex}.footer-newsletter-form input{border-radius:var(--radius);color:var(--pure);font-size:13px;font-family:var(--body);background:#ffffff0f;border:1px solid #ffffff1f;outline:none;flex:1;padding:9px 12px}.footer-newsletter-form input::placeholder{color:#ffffff80}.footer-newsletter-form button{background:var(--gold);color:var(--navy);border-radius:var(--radius);cursor:pointer;font-size:13px;font-weight:700;font-family:var(--heading);transition:var(--transition);white-space:nowrap;border:none;padding:9px 16px}.footer-newsletter-form button:hover{filter:brightness(1.06)}.footer-bottom{border-top:1px solid #ffffff0f;justify-content:space-between;align-items:center;padding-top:20px;font-size:12px;display:flex}.footer-bottom a{color:#ffffffbf;transition:var(--transition);text-decoration:none}.footer-bottom a:hover{color:var(--silver)}.footer-legal{gap:20px;display:flex}
.hero{background:var(--navy);background-image:radial-gradient(ellipse at 20% 50%,#1a2d4acc 0%,transparent 50%),radial-gradient(ellipse at 80% 20%,#0068e50f 0%,transparent 40%),linear-gradient(180deg,var(--navy) 0%,#001d42 100%);padding:72px 40px 80px;position:relative;overflow:hidden}.hero:before{content:"";background-image:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.015'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");position:absolute;inset:0}.hero-inner{z-index:2;grid-template-columns:1fr 1fr;align-items:center;gap:60px;max-width:1320px;margin:0 auto;display:grid;position:relative}.hero-badge{background:var(--gold-dim);color:var(--gold-light);letter-spacing:.8px;text-transform:uppercase;font-size:11px;font-weight:700;font-family:var(--heading);border:1px solid #ffb20040;border-radius:50px;align-items:center;gap:8px;margin-bottom:28px;padding:6px 16px;animation:.6s both fadeInUp;display:inline-flex}.hero-badge .pulse{background:var(--gold);border-radius:50%;width:7px;height:7px;animation:2s infinite pulse}.hero h1{font-family:var(--heading);color:var(--pure);margin-bottom:20px;font-size:48px;font-weight:700;line-height:1.15;animation:.6s .1s both fadeInUp}.hero h1 span.gold{color:var(--gold)}.hero-subtitle{color:#ffffffbf;max-width:520px;margin-bottom:36px;font-size:17px;line-height:1.7;animation:.6s .2s both fadeInUp}.hero-actions{gap:16px;margin-bottom:28px;animation:.6s .3s both fadeInUp;display:flex}.hero-actions .btn-gold{padding:15px 36px;font-size:15px}.hero-trust{color:#ffffffbf;align-items:center;gap:8px;font-size:13px;animation:.6s .4s both fadeInUp;display:flex}.hero-trust svg{opacity:.5}.hero-stats-grid{grid-template-columns:1fr 1fr;gap:14px;animation:.8s .3s both fadeInUp;display:grid}.hero-stat-card{transition:var(--transition);background:#ffffff0a;border:1px solid #ffffff14;border-radius:10px;padding:24px}.hero-stat-card:hover{background:#ffffff12;border-color:#ffb20033}.hero-stat-num{font-family:var(--heading);color:var(--gold);margin-bottom:6px;font-size:30px;font-weight:700;line-height:1}.hero-stat-label{color:#ffffffbf;letter-spacing:.3px;text-transform:uppercase;font-size:12px;font-weight:500;font-family:var(--heading)}.proof-section{background:var(--pure);border-bottom:1px solid var(--cloud);padding:56px 40px}.proof-inner{text-align:center;max-width:1320px;margin:0 auto}.proof-inner .section-title{color:var(--navy);margin-bottom:32px;font-size:28px}.proof-logos{flex-wrap:wrap;justify-content:center;align-items:center;gap:40px;margin-bottom:40px;display:flex}.proof-logo{font-family:var(--heading);color:var(--silver);letter-spacing:.3px;border:1px solid var(--cloud);border-radius:50px;padding:8px 20px;font-size:14px;font-weight:600}.proof-quote{max-width:640px;margin:0 auto}.proof-quote blockquote{font-family:var(--heading);color:var(--slate);margin-bottom:16px;font-size:20px;font-style:italic;font-weight:300;line-height:1.6}.proof-quote cite{font-family:var(--body);color:var(--steel);font-size:14px;font-style:normal}.proof-quote cite strong{color:var(--navy);margin-bottom:2px;display:block}.trust-modern{background:var(--navy);padding:80px 40px;position:relative;overflow:hidden}.trust-modern:before{content:"";background:radial-gradient(circle,#0068e514 0%,#0000 70%);border-radius:50%;width:500px;height:500px;position:absolute;top:-30%;right:-10%}.trust-inner{z-index:2;grid-template-columns:1fr 1.4fr;align-items:start;gap:64px;max-width:1320px;margin:0 auto;display:grid;position:relative}.trust-headline{font-family:var(--heading);color:var(--pure);margin-bottom:16px;font-size:32px;font-weight:700;line-height:1.25}.trust-sub{color:#ffffffbf;margin-bottom:20px;font-size:15px;line-height:1.65}.trust-grid{grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:16px;display:grid}.trust-card{text-align:center;transition:var(--transition);background:#ffffff0a;border:1px solid #ffffff14;border-radius:10px;padding:20px 16px}.trust-card:hover{background:#ffffff14;border-color:#0068e54d;transform:translateY(-2px)}.trust-card-icon{color:var(--gold);margin-bottom:10px}.trust-card-label{font-family:var(--heading);color:var(--pure);margin-bottom:2px;font-size:14px;font-weight:700}.trust-card-detail{color:#ffffffbf;letter-spacing:.3px;font-size:11px}.trust-quote-card{border:1px solid #ffffff14;border-left:3px solid var(--gold);background:#ffffff0a;border-radius:10px;padding:24px 28px}.trust-quote-card blockquote{font-family:var(--heading);color:var(--ghost);margin-bottom:10px;font-size:16px;font-style:italic;font-weight:300;line-height:1.6}.trust-quote-card cite{color:#ffffffbf;font-size:13px;font-style:normal}
.filter-row{flex-wrap:nowrap;align-items:center;gap:4px;padding:10px 0;display:flex}.filter-pill{font-family:var(--heading);letter-spacing:.4px;border:1px solid var(--cloud);color:var(--steel);cursor:pointer;transition:var(--transition);white-space:nowrap;background:0 0;border-radius:20px;padding:6px 14px;font-size:12px;font-weight:700;line-height:1}.filter-pill:hover{border-color:var(--navy);color:var(--navy)}.filter-pill-dropdown{flex-shrink:0;position:relative}.filter-pill-menu{z-index:100;background:var(--pure);border:1px solid var(--cloud);border-radius:8px;min-width:220px;max-height:320px;padding:4px;position:absolute;top:calc(100% + 6px);left:0;overflow-y:auto;box-shadow:0 4px 16px #0000001a}.filter-pill-menu-item{text-align:left;width:100%;font-family:var(--heading);color:var(--steel);cursor:pointer;white-space:nowrap;transition:var(--transition);background:0 0;border:none;border-radius:5px;padding:7px 12px;font-size:12px;font-weight:600;display:block}.filter-pill-menu-item:hover{background:var(--fog);color:var(--navy)}.filter-pill-menu-item.active{background:var(--navy);color:var(--pure)}.search-filter{border-bottom:1px solid var(--cloud);margin-bottom:0}.news-page-header{border-bottom:1px solid var(--cloud);padding:48px 0 0}.news-page-header .section-title{margin-bottom:8px}.news-page-header p{color:var(--steel);margin-bottom:16px;font-size:15px}.policy-bar-inline{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffffe6 0 0/800% 800%;border:1px solid #c8c8c84d;border-radius:12px;justify-content:space-between;align-items:center;gap:28px;margin:20px 0 24px;padding:28px 32px;display:flex;position:relative;overflow:hidden;box-shadow:inset 0 1px #fffc,0 1px 3px #002b5e0d}.policy-bar-inline:before{content:"";background:radial-gradient(circle,#002b5e08 0%,#0000 60%);border-radius:50%;width:240px;height:240px;position:absolute;top:-40%;right:-5%}.policy-bar-inline:after{content:"";background:radial-gradient(circle,#002b5e05 0%,#0000 60%);border-radius:50%;width:180px;height:180px;position:absolute;bottom:-30%;left:15%}.policy-bar-inline-left{color:var(--steel);z-index:2;flex:1;align-items:flex-start;gap:12px;font-size:14px;display:flex;position:relative}.policy-bar-inline-left svg{flex-shrink:0;margin-top:2px}.policy-bar-inline-left strong{color:var(--navy);font-family:var(--heading);margin-bottom:2px;font-size:15px;font-weight:700;display:block}.policy-bar-inline-form{z-index:2;flex-wrap:wrap;flex-shrink:0;gap:6px;display:flex;position:relative}.policy-bar-inline-form input{border-radius:var(--radius);border:1px solid var(--cloud);background:var(--pure);color:var(--navy);font-size:13px;font-family:var(--body);transition:var(--transition);outline:none;width:130px;padding:10px 14px}.policy-bar-inline-form input[type=email]{width:260px}.policy-bar-inline-form input::placeholder{color:var(--silver)}.policy-bar-inline-form input:focus{border-color:var(--gold);background:var(--pure);box-shadow:0 0 0 3px var(--gold-dim)}.policy-bar-inline-form button{background:var(--gold-light);color:var(--navy);border-radius:var(--radius);font-size:13px;font-weight:700;font-family:var(--heading);cursor:pointer;transition:var(--transition);border:none;padding:10px 20px;box-shadow:0 2px 8px #ffb20033}.policy-bar-inline-form button:hover{background:var(--gold);transform:translateY(-1px);box-shadow:0 4px 12px #ffb2004d}.news-tabs-row{justify-content:space-between;align-items:center;gap:12px;padding-bottom:20px;display:flex}.news-search-icon-wrap{flex-shrink:0;align-items:center;display:flex;position:relative}.news-search-toggle{border:1px solid var(--cloud);background:var(--pure);cursor:pointer;width:36px;height:36px;transition:var(--transition);color:var(--steel);border-radius:50%;justify-content:center;align-items:center;display:flex}.news-search-toggle:hover{border-color:var(--silver);color:var(--navy)}.news-search-expand{width:0;transition:width .3s;position:absolute;top:50%;right:0;overflow:hidden;transform:translateY(-50%)}.news-search-icon-wrap.open .news-search-expand{width:280px}.news-search-icon-wrap.open .news-search-toggle{opacity:0;pointer-events:none}.news-search-expand input{border:1px solid var(--cloud);border-radius:var(--radius);width:100%;font-size:13px;font-family:var(--body);color:var(--navy);background:var(--pure);box-shadow:var(--shadow-md);outline:none;padding:9px 14px}.news-search-expand input:focus{border-color:var(--gold)}.wsj-top{background:var(--navy);color:var(--ghost);border-radius:8px;align-items:center;gap:20px;margin-bottom:28px;padding:16px 24px;font-size:13px;display:flex;overflow:hidden}.wsj-top-label{font-family:var(--heading);letter-spacing:1.2px;text-transform:uppercase;color:var(--gold-light);border:1px solid #ffb2004d;border-radius:3px;flex-shrink:0;padding:4px 10px;font-size:10px;font-weight:800}.wsj-top a{color:var(--ghost);transition:var(--transition);white-space:nowrap;text-decoration:none}.wsj-top a:hover{color:var(--gold-light)}.wsj-top .sep{color:var(--navy-light);margin:0 4px}.wsj-lead{border:1px solid var(--cloud);background:var(--pure);border-radius:10px;grid-template-columns:1.6fr 1fr;gap:0;margin-bottom:24px;display:grid;overflow:hidden}.wsj-lead:hover{box-shadow:var(--shadow-md)}.wsj-lead-img{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);min-height:320px;position:relative}.wsj-lead-badge{background:var(--gold);color:var(--navy);letter-spacing:1px;text-transform:uppercase;font-size:10px;font-weight:800;font-family:var(--heading);border-radius:3px;padding:4px 12px;position:absolute;top:16px;left:16px}.wsj-lead-body{border-left:4px solid var(--gold);flex-direction:column;justify-content:center;padding:36px;display:flex}.wsj-lead-cat{letter-spacing:1px;text-transform:uppercase;color:#0c2041;font-size:11px;font-weight:700;font-family:var(--heading);margin-bottom:10px}.wsj-lead h2{font-family:var(--heading);color:var(--navy);margin-bottom:12px;font-size:28px;font-weight:700;line-height:1.25}.wsj-lead .lead-excerpt{color:var(--steel);margin-bottom:16px;font-size:15px;line-height:1.65}.wsj-lead .lead-meta{color:var(--silver);gap:16px;font-size:13px;display:flex}.wsj-whats-news{border:1px solid var(--cloud);background:#faf8f2;border-radius:8px;padding:20px 22px}.wsj-whats-news h3{font-family:var(--heading);text-transform:uppercase;letter-spacing:1px;color:var(--navy);border-bottom:2px solid var(--navy);margin-bottom:14px;padding-bottom:10px;font-size:14px;font-weight:800}.wsj-whats-item{border-bottom:1px solid var(--cloud);color:var(--slate);padding:10px 0;font-size:13px;line-height:1.55}.wsj-whats-item:last-child{border-bottom:none}.wsj-whats-item a{color:var(--navy);transition:var(--transition);font-weight:600;text-decoration:none}.wsj-whats-item a:hover{color:var(--gold)}.wsj-whats-item .whats-cat{text-transform:uppercase;letter-spacing:.8px;color:#0c2041;font-size:10px;font-weight:700;font-family:var(--heading);margin-bottom:3px;display:block}.news-tabs{flex-wrap:wrap;gap:8px;padding-bottom:20px;display:flex}.news-tab{color:var(--slate);border:1px solid var(--cloud);cursor:pointer;transition:var(--transition);font-size:13px;font-weight:600;font-family:var(--heading);background:0 0;border-radius:50px;padding:7px 18px}.news-tab:hover{border-color:var(--silver)}.news-tab.active{background:var(--navy);color:var(--pure);border-color:var(--navy)}.news-layout{grid-template-columns:1fr 300px;gap:36px;padding:40px 0 64px;display:grid}.news-sidebar{flex-direction:column;gap:24px;display:flex}.news-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.news-card{background:var(--pure);border:1px solid var(--cloud);transition:var(--transition);color:inherit;border-radius:10px;flex-direction:column;text-decoration:none;display:flex;overflow:hidden}.news-card:hover{border-color:var(--silver);box-shadow:var(--shadow-md);transform:translateY(-2px)}.news-card-img{background-position:50%;background-size:cover;width:100%;height:160px;position:relative}.news-card-img .category-tag{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);color:var(--gold-light);letter-spacing:.8px;text-transform:uppercase;font-size:10px;font-weight:700;font-family:var(--heading);background:#0a1628d9;border-radius:4px;padding:4px 10px;position:absolute;top:10px;left:10px}.news-card-body{flex-direction:column;flex:1;padding:18px;display:flex}.news-card-meta{color:var(--steel);align-items:center;gap:8px;margin-bottom:6px;font-size:12px;display:flex}.news-card-meta .time-ago{color:#579db9;font-weight:600}.news-card h3{font-family:var(--heading);color:var(--navy);margin-bottom:8px;font-size:16px;font-weight:600;line-height:1.35}.news-card p{color:var(--steel);flex:1;font-size:13px;line-height:1.55}.news-card-footer{border-top:1px solid var(--cloud);justify-content:space-between;align-items:center;margin-top:12px;padding-top:12px;display:flex}.read-more-link{color:var(--navy);font-size:13px;font-weight:600;font-family:var(--heading)}.reading-time{color:var(--silver);font-size:11px}.news-featured{border:1px solid var(--cloud);background:var(--pure);transition:var(--transition);color:inherit;border-radius:10px;grid-column:1/-1;grid-template-columns:1.2fr 1fr;margin-bottom:4px;text-decoration:none;display:grid;overflow:hidden}.news-featured:hover{border-color:var(--silver);box-shadow:var(--shadow-md)}.news-featured .featured-img{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);min-height:280px;position:relative}.news-featured .featured-badge{background:var(--gold);color:var(--navy);letter-spacing:1.2px;text-transform:uppercase;font-size:10px;font-weight:800;font-family:var(--heading);border-radius:4px;padding:4px 12px;position:absolute;top:16px;left:16px}.news-featured .featured-body{flex-direction:column;justify-content:center;padding:36px;display:flex}.news-featured .featured-category{letter-spacing:1px;text-transform:uppercase;color:#0c2041;font-size:11px;font-weight:700;font-family:var(--heading);margin-bottom:10px}.news-featured h2{font-family:var(--heading);color:var(--navy);margin-bottom:12px;font-size:24px;font-weight:700;line-height:1.3}.news-featured .featured-excerpt{color:var(--steel);margin-bottom:16px;font-size:14px;line-height:1.6}.news-featured .featured-meta{color:var(--silver);align-items:center;gap:16px;font-size:13px;display:flex}.news-featured .featured-meta span{align-items:center;gap:4px;display:flex}.newsletter-section{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);border-radius:14px;padding:44px 48px;position:relative;overflow:hidden}.newsletter-section:before{content:"";background:radial-gradient(circle,#ffb20014 0%,#0000 70%);border-radius:50%;width:400px;height:400px;position:absolute;top:-50%;right:-10%}.newsletter-content{z-index:2;grid-template-columns:1fr 1.2fr;align-items:center;gap:40px;display:grid;position:relative}.newsletter-text h3{font-family:var(--heading);color:var(--pure);margin-bottom:8px;font-size:26px;font-weight:700}.newsletter-text p{color:#ffffffbf;font-size:14px;line-height:1.6}.newsletter-form{grid-template-columns:1fr 1fr;gap:10px;display:grid}.newsletter-form .full-width{grid-column:1/-1}.newsletter-form input{border-radius:var(--radius);color:var(--pure);font-size:14px;font-family:var(--body);transition:var(--transition);background:#ffffff12;border:1px solid #ffffff26;outline:none;width:100%;padding:12px 16px}.newsletter-form input::placeholder{color:#ffffff80}.newsletter-form input:focus{border-color:var(--gold);background:#ffffff1a}.newsletter-form .btn-gold{text-align:center;cursor:pointer;border:none;width:100%;padding:13px 28px}.policy-bar{background:var(--navy);border-bottom:1px solid var(--navy-light);padding:14px 40px}.policy-bar-inner{justify-content:space-between;align-items:center;gap:24px;max-width:1320px;margin:0 auto;display:flex}.policy-bar-text{color:var(--ghost);font-size:14px;font-family:var(--body);align-items:center;gap:10px;display:flex}.policy-bar-text strong{color:var(--pure);font-family:var(--heading);font-weight:700}.policy-bar-form{flex-shrink:0;gap:8px;display:flex}.policy-bar-form 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16px}.pricing-features{flex:1;margin-bottom:20px;list-style:none}.pricing-features li{color:var(--slate);align-items:flex-start;gap:8px;margin-bottom:8px;font-size:13px;line-height:1.45;display:flex}.pricing-features li svg{flex-shrink:0;width:14px;height:14px;margin-top:2px}.pricing-card.whole .pricing-name{color:var(--pure)}.pricing-card.whole .pricing-desc{color:#ffffffa6}.pricing-card.whole .pricing-amount{color:var(--pure)}.pricing-card.whole .pricing-period,.pricing-card.whole .pricing-annual{color:#ffffff80}.pricing-card.whole .pricing-divider{background:#ffffff1f}.pricing-card.whole .pricing-features li{color:#fffc}.pricing-btn{text-align:center;border-radius:var(--radius);width:100%;height:46px;font-size:14px;font-weight:700;font-family:var(--heading);cursor:pointer;transition:var(--transition);box-sizing:border-box;border:2px solid #0000;justify-content:center;align-items:center;padding:0 18px;line-height:1.2;text-decoration:none;display:flex}.pricing-btn.outline{border:2px 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