Direct Contributions

The American Financial Services Association PAC reported contributions to other political committees during the 2026 cycle through July 31, 2026, according to Legis1's aggregation of the itemized FEC data. The top recipients were:

  1. Bill Huizenga (R), the Republican incumbent running for re-election in Michigan's 4th Congressional District, received $50,500.
  2. Vicente Gonzalez (D), the Democratic incumbent running for re-election in Texas's 34th Congressional District, received $35,500.
  3. Bryan Steil (R), the Republican incumbent running for re-election in Wisconsin's 1st Congressional District, received $34,500.
  4. William Timmons (R), the Republican incumbent running for re-election in South Carolina's 4th Congressional District, received $34,000.
  5. Barry Loudermilk (R), the Republican incumbent who is not running for re-election in Georgia's 11th Congressional District, received $33,500.
  6. Roger Williams (R), the Republican incumbent running for re-election in Texas's 25th Congressional District, received $32,500.
  7. Tom Emmer (R), the Republican incumbent running for re-election in Minnesota's 6th Congressional District, received $32,000.
  8. Gregory Meeks (D), the Democratic incumbent running for re-election in New York's 5th Congressional District, received $30,500.
  9. Ann Wagner (R), the Republican incumbent running for re-election in Missouri's 2nd Congressional District, received $30,000.
  10. Bill Foster (D), the Democratic incumbent running for re-election in Illinois's 11th Congressional District, received $29,000.

The PAC reported $885,000 in total contributions to other committees during the 2026 cycle through July 31, 2026.

Independent Expenditures — Support

The PAC reported zero independent expenditures in support of candidates during the 2026 cycle through July 31, 2026. This indicates the organization focused its political activity on direct contributions to candidate and other committees rather than funding independent campaigns.

Independent Expenditures — Oppose

The PAC reported zero independent expenditures opposing candidates during the 2026 cycle through July 31, 2026. The organization did not fund any campaigns against specific candidates during this period.

Donors

The American Financial Services Association PAC reported $1,085,130.62 in receipts during the 2026 cycle through July 31, 2026, including $1,007,509.73 in individual contributions. This funding base reflects support from members of the consumer credit industry who contribute to advance the PAC's policy agenda.

Race-by-Race Breakdown

Race-level contribution data was not available in the current filing. The PAC's contribution strategy appears focused on supporting individual candidates across multiple races rather than concentrating resources in specific contests.

About the Organization

The American Financial Services Association PAC is the political action committee of AFSA, a trade association founded in 1916. AFSA is the primary national trade association for the consumer credit industry and has approximately 450 members.

Supporters of AFSA's mission argue that consumer credit is essential to economic mobility and that interest rate caps backfire by cutting off credit access to higher-risk borrowers. Federal Reserve Board researchers found that an Illinois interest-rate cap decreased the number of loans to subprime borrowers by 38 percent and worsened the financial well-being of many of these borrowers. AFSA has stated it supports consumer protections against predatory lenders, debt collection scams, and credit repair scams. The Center for Responsible Lending argues that interest rate limits are the simplest and most effective protection against predatory lending.

The PAC's 2026 contribution pattern reflects a bipartisan approach, with roughly 60 percent of top-ten recipients being Republicans and 40 percent Democrats, suggesting AFSA prioritizes access to credit policy over partisan alignment.

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