Why it Matters

Employee benefits lobbying is central to this disclosure: American Fidelity Corp. retained Miller & Chevalier for $150,000 in Q3 2025 to advocate on tax and benefits legislation affecting supplemental insurance, HSAs, and retirement plans.

The $150,000 third-quarter spend continues a 16-year relationship with Miller & Chevalier Chartered, part of $7.71 million across 64 disclosures since 2009. This filing comes as Congress debates changes to premium tax credits and tax-advantaged savings accounts.

By the Numbers

  • Current engagement: $150,000 for Q3 2025 on “Legislation affecting employee benefits“
  • Historical spending: $7.71 million across 64 disclosures since March 2009
  • Lobbying team: Marc Jay Gerson and Jorge E. Castro (former congressional tax staff)
  • Firm credentials: Miller & Chevalier has managed 1,300+ lobbying engagements totaling over $30 million since 2003

Broader Context

Congress is weighing major healthcare and benefits changes. Enhanced ACA premium tax credits are scheduled to expire, which lawmakers warn could raise premiums. Notable proposals and hearings include H.R.955 and H.R.3080 and House hearings on workforce health benefits.

See the legislative texts on H.R.955 (Congress.gov) and H.R.3080 (Congress.gov) for details on proposed accounts and HSA reforms.

The Agenda

American Fidelity’s filing covers broad taxation issue codes to preserve flexibility across multiple proposals. The company provides supplemental benefits across education, public sector, automotive, manufacturing, and healthcare sectors and is focused on rules affecting supplemental benefits, HSAs, and retirement accounts.

Competitive Landscape

Other industry players pursuing similar objectives include Aflac Inc., Guardian Life, the ERISA Industry Committee, and the Employers Council on Flexible Compensation. The Council of Insurance Agents and Brokers is also active on preserving employer health benefit tax exclusions.

Between the Lines

Multiple bills and committee hearings could directly affect American Fidelity’s business model, including proposals for new tax-exempt medical accounts and HSA reform. Stakeholders are coordinating to influence outcomes that will shape the market for supplemental insurance and tax-advantaged benefits.

The Bottom Line

American Fidelity’s sustained investment and exclusive use of experienced tax-policy lobbyists position the firm to engage across pending legislation.

All data used in this article came from Legis1. Request a demo to learn more!

Spot something wrong? Report an issue with this article