Why It Matters
Marsh & McLennan Cos. Inc., an insurance industry company, filed its third-quarter 2026 in-house lobbying disclosure covering the National Flood Insurance Program (NFIP), community-based catastrophe insurance, the Terrorism Risk Insurance Program (TRIP), and international and corporate tax reform. H.R. 7128, the TRIA Program Reauthorization Act of 2026, has been placed on the Union Calendar; its Senate companion, S. 4395, has been referred to the Senate Banking Committee; and H.R. 5577, the NFIP Extension Act of 2026, is listed for floor consideration.
By the Numbers
The in-house third-quarter 2026 filing reports $521,000, up $1,000 from $520,000 in the second quarter of 2026. Across all four registrants, the combined third-quarter 2026 total is $601,000. The same four-registrant total was $570,000 in the third quarter of 2025, a year-over-year increase of $31,000.
Third-quarter 2026 amounts by registrant:
- Marsh & McLennan Cos. Inc. (in-house): $521,000
- Crossroads Strategies LLC: $50,000
- Federal Hall Policy Advisors LLC: $30,000
- Washington Council Ernst & Young: $0
The in-house filing lists four lobbyists: Jen McPhillips, global head of government relations, with prior service in the personal offices of Rep. Bill Pascrell, Jr. (D-NJ-9) and Rep. Leonard L. Boswell (D-IA-3); Corina Scheuren, associate director of government relations; Geoff Manville, principal of government relations; and Erick Gustafson, chief public affairs officer. The roster is unchanged from the second quarter of 2026.
Broader Context
The NFIP Extension Act of 2026, H.R. 5577, sponsored by Rep. Andrew R. Garbarino (R-NY-2), would extend the National Flood Insurance Program through Sept. 30, a date that has already passed; it was placed on the Union Calendar on Jan. 15, and its status is listed as floor consideration. The Community Flood Resilience Act, H.R. 9056, also sponsored by Rep. Garbarino, would allow communities receiving federal flood mitigation grants to use up to 15% of those funds annually to purchase community-based parametric flood insurance, a model that pays out automatically when predetermined conditions are met rather than requiring damage assessments; it was referred to the House Committee on Financial Services on May 29, and remains at introduction. A Congressional Research Service report on NFIP reauthorization provides the substantive policy analysis for the program's reauthorization debate.
The TRIA Program Reauthorization Act of 2026, H.R. 7128, sponsored by Rep. Mike Flood (R-NE-1), would reauthorize the Terrorism Risk Insurance Program through 2034; it was placed on the Union Calendar on March 19. The Senate companion, S. 4395, sponsored by Sen. David McCormick (R-PA), was referred to the Senate Committee on Banking, Housing, and Urban Affairs on April 27; a committee meeting was listed for Sept. 17, 2026, and the available records do not show its outcome. The National Association of Insurance Commissioners describes TRIA as requiring insurers to offer terrorism coverage following the Sept. 11 attacks.
The filing lists the Ensuring Better Interest Treatment and Deductibility Act, H.R. 8101, sponsored by Rep. Ron Estes (R-KS-4), and its Senate companion S. 4221, sponsored by Sen. Shelley Moore Capito (R-WV); both were introduced March 26, referred to their respective tax committees, and remain at introduction. Rep. Estes's introduction announcement describes the EBITDA Act, the House companion he introduced, as repealing the business-interest limitation changes made in the One Big Beautiful Bill.
Competitive Landscape
Organizations tied to H.R. 7128 include Nationwide Mutual Insurance Co., Building Owners and Managers Association International, Commercial Real Estate Finance Council, American Property Casualty Insurance Association, and Lloyd's of London, among 19 organizations in total. Organizations lobbying S. 4395 include Marriott International Inc., American Property Casualty Insurance Association, Commercial Real Estate Finance Council, and Lloyd's of London.
The Bottom Line
Marsh & McLennan's in-house spending rose $1,000 to $521,000 in 2026 Q3 from $520,000 in 2026 Q2, and the same four registrants filed in both quarters. H.R. 5577, the NFIP Extension Act of 2026, and H.R. 7128, the TRIA Program Reauthorization Act of 2026, are on the Union Calendar, and S. 4395, the Terrorism Risk Insurance Program Reauthorization Act of 2026, was referred to the Committee on Banking, Housing, and Urban Affairs.
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